I have never been very good with handling it. There's a song by Twin Cities band, Greazy Meal (popular in the late 90's), that has the lyric, "I don't like money, but I sure like what it buys." Ain't that the truth.
I will also admit that over the years, I have racked up some hefty credit card debt, particularly when I did AmeriCorps*VISTA and my monthly income was $700. I'm still paying for those groceries on my Citibank MasterCard. My divorce also took a toll on my credit. Plastic is NOT my friend.
The pastor at my church is doing a three week series called "ATM" --
Attitude,
Treasure,
Mission. The underlying theme is that we need to re-think money, particularly its value and purpose in our lives.
I totally get that. I fully understand the benefits of living a life of generosity and selflessness. But how can I truly give AND live generously if I am still, quite literally, paying for past mistakes?
I can make budgets and expense lists till the cows come home. The majority of my income is spent on "necessity bills" and "debt bills." After that, if I have anything left, I give to charity, and (maybe) buy groceries and cat food.
When the economy tanked, Theatre IV was in the same boat as many other nonprofits, which forced some difficult decisions: layoffs, pay cuts and increased employee out-of-pocket health care. For many of us, that translates to salary levels at or below where they were five years ago.
I realize that having a lesser-paying job is still better than having no job and that all things considered, I am incredibly blessed and face better circumstances than many. But for someone like me, who has never been particularly savvy regarding money matters, I am finding myself constantly stressing about it. Usually, most of my money is gone the Monday after payday (which is every two weeks).
On the drive home yesterday, I was wishing I could figure out how to sell more drawings or stained glass to supplement my income. But then I realized that if I want to sell more art, I have to make time to create it. Another scarce resource these days.
I'm in rehearsals right now for "
Keep on the Sunny Side" at Swift Creek Mill Theatre. When the show starts, the extra income starts. However, the four weeks of rehearsals are unpaid and it's a 20 mile drive to the Mill five or six times a week. When the show is running, it will still be three to four times a week. I haven't done the math, but I'm guessing it's pretty close to a wash in terms of extra income compared to money spent on gas... or "money out the tailpipe" as my grandfather put it.
Yes, I would like some cheese with my whine, thank you.
This is pretty much a vent session. I know many other people are in the same predicament. I just wish one of us had a universal solution.